Take-Home Pay in Maine (2026)

Maine taxes 2026 income at 5.8%, 6.75%, and 7.15%, with a 2% surcharge on income over $1 million single ($1.5 million joint) enacted in 2026. The standard deduction is $15,700 single or $31,400 joint. Maine has no payroll-based employee tax and no local income tax.

State tax note: 5.8% / 6.75% / 7.15%, plus a 2% surcharge above $1M single / $1.5M joint (2026 law). The $5,300 personal exemption is not modeled.

Gross annual salaryFiling statusState5.8% / 6.75% / 7.15%, plus a 2% surcharge above $1M single / $1.5M joint (2026 law). The $5,300 personal exemption is not modeled.

401(k) pre-tax contribution (annual)IRS 2026 limit: $24,500. Reduces income tax, not FICA.HSA contribution (annual)Reduces income tax and FICA.Health insurance premiums (annual, pre-tax)Section 125 — reduces income tax and FICA.Savings buffer (%)Set aside this share of take-home for savings. Shown as what's left to spend — it doesn't change the salary math.

Take-home pay

Monthly$6,139

Biweekly$2,834

Annual$73,672

Take-home Federal Soc. Security Medicare State WA payroll Pre-tax

Where it goes

Gross pay	$100,000
Federal income taxmarginal 22%, effective 13.2%	−$13,170
Social Security (6.2%)	−$6,200
Medicare (1.45%)	−$1,450
State income tax (Maine)	−$5,508
Take-home pay	$73,672

Other states

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